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Wiser Choice Insurance Overview
Wiser Choice is a UK-based motorbike insurance brand that aims to provide comprehensive and affordable insurance solutions tailored to the unique needs of motorcyclists. With a customer-focused approach, the company offers a range of insurance products designed to meet the requirements of various rider profiles, from casual commuters to avid enthusiasts.
The core insurance products offered by Wiser Choice include comprehensive, third-party only, and third-party fire and theft coverage. Comprehensive insurance provides the most extensive protection, covering accidental damage, theft, and third-party liability. Third-party only and third-party fire and theft policies offer more basic coverage at a lower cost, catering to budget-conscious riders or those with older motorcycles.
Wiser Choice also offers specialised insurance for different types of motorbikes, including scooters, mopeds, sports bikes, and cruisers. For riders with customised or classic motorcycles, the company provides tailored policies that account for modifications and the unique value of these bikes. Moreover, their multi-bike insurance allows riders to cover multiple motorcycles under a single policy, offering convenience and potential savings.
In addition to the core products, Wiser Choice provides optional extras that enhance its insurance coverage. These add-ons include:
- Helmet and Leathers Cover: Offers protection for riding gear damaged in an accident.
- Legal Protection: Covers legal expenses up to a specified limit.
- Personal Accident Insurance: Provides a lump sum payment for injuries sustained in an accident.
- Breakdown Cover: Offers roadside assistance for both UK and European travel.
Customer feedback on Wiser Choice is generally positive, with clients appreciating the competitive pricing and the simplicity of obtaining quotes online. However, some reviews mention occasional communication delays and challenges with claims processing.
Overall, Wiser Choice is a solid option for motorcyclists seeking flexible and affordable insurance solutions. Its tailored policies, competitive pricing, and customer-focused approach make it a practical choice for diverse rider needs.
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*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in July 2024 were quoted less than £249.01. The price you could achieve is dependent on your individual circumstances.
Information was correct at the time of publication but may have since changed. Always check Terms and Conditions with the provider. This review is a guide and not advice or recommendation