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SCRATCH & PATCH PET INSURANCE

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• You Could Pay From Just £3.35 per Month*

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Scratch & Patch Pet Insurance Overview

Scratch & Patch is a relatively recent entrant to the UK pet insurance market, having begun offering services in the mid-2010s. Positioned as a provider of comprehensive pet insurance solutions, the company caters mainly to dog and cat owners, focusing on delivering customer-centric policies that cover a wide range of veterinary care needs.

The insurance offerings from Scratch & Patch are structured into several tiers, which range from basic to premium levels of cover. These include the Cover4Life plans and Premier plans, each designed to meet different pet health insurance needs and budgetary considerations.

• Cover4Life plans provide lifetime cover, which is ideal for pet owners concerned with chronic or recurring illnesses. This type of insurance offers a fixed amount of coverage that renews annually, ensuring that pets have ongoing access to necessary medical care without the risk of maxing out their limit as long as the policy is maintained.
• Premier plans offer condition-limited cover, which means each condition is covered up to a certain financial limit. Once this limit is reached, that particular condition will no longer be covered, making these plans suitable for owners who want to insure against specific risks or conditions but are perhaps more budget-conscious.

Scratch & Patch policies typically include coverage for veterinary fees associated with accidents, illnesses, and injuries, including hospital stays, diagnostics, and treatments. Additional benefits that might be included are complementary therapies, dental care, and cover for third-party liability for dogs, which is crucial for incidents involving injury or damage caused by a pet.

For UK pet owners evaluating pet insurance options, Scratch & Patch offers a clear and varied range of products that can accommodate a wide array of needs. Their policies are designed to be flexible and inclusive, providing essential coverage for both routine care and unexpected medical expenses, thereby supporting the ongoing health and well-being of pets.

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*Price per month for cover based on a cat, Ozzy, one year old, no known medical conditions, up-to-date vaccinations, and micro chipped. Based on quote data provided by Seopa Ltd during August 2024. The quote price you could achieve is dependent on your individual circumstances.

Information was correct at the time of publication but may have since changed. Always check Terms and Conditions with the provider. This review is a guide and not advice or recommendation