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Performance Direct Car Insurance review
Performance Direct stands out in the car insurance market primarily for its specialisation in insuring high-performance, sports, and modified vehicles — a niche that many mainstream insurers often shy away from or charge exorbitant premiums for. This specialisation enables them to offer tailored policies that cater specifically to the needs of enthusiasts and owners of more unique vehicles.
Their comprehensive coverage options go beyond standard car insurance. Key features include agreed value cover, which is particularly important for classic or modified cars where market value does not reflect the car’s true worth, and legal cover. They also provide options for multi-vehicle policies, which can be a cost-effective solution for collectors.
In addition to standard coverage, Performance Direct offers a range of add-ons like breakdown cover, windscreen cover, and courtesy car options, allowing customers to customise their policies according to their specific needs.
Performance Direct’s digital presence is robust, with an easy-to-navigate website and online quote system. The online process for obtaining quotes and managing policies is straightforward, appealing to customers who prefer digital interactions.
The claims process is an essential aspect of any car insurance service. Performance Direct offers a 24/7 claims hotline, ensuring that policyholders can access support whenever needed. Reviews of their claims handling process vary, with some customers praising the speed and efficiency, while others have noted delays or complications.
Performance Direct has carved out a unique position in the car insurance market, particularly among car enthusiasts and owners of high-performance and modified vehicles. Their expertise in this niche sets them apart from generalist insurers and earns them a loyal customer base.
In summary, Performance Direct is a strong contender in the UK car insurance market, especially for those with high-performance, sports, or modified vehicles. Their specialized coverage options, enthusiast-oriented customer service, and competitive pricing make them a good option for individuals seeking tailored insurance solutions for unique vehicles.
Information was correct at the time of publication but may have since changed. Always check Terms and Conditions with the provider. This review is a guide and not advice or recommendation
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**51% of consumers could save £523.47 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website (Quotezone). This is based on representative cost savings from August 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.