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PDSA Pet Insurance Overview
PDSA Pet Insurance operates as part of the UK’s leading veterinary charity, the People’s Dispensary for Sick Animals (PDSA), which has been providing veterinary care to the pets of needy owners since 1917. PDSA Pet Insurance is structured to support the charity’s activities, with a portion of the proceeds from each policy helping to fund free and low-cost treatment for pets in need across the UK.
PDSA Pet Insurance offers a variety of insurance products tailored to meet different levels of need and affordability for cat and dog owners. Their range includes Accident Only, Time Limited, Max Benefit, and Lifetime policies, providing a comprehensive spectrum of coverage that caters to diverse veterinary needs and financial circumstances.
- Accident Only cover is the most basic, providing financial help for injuries caused by accidents. This plan is best suited for owners looking for an economical option to cover potentially high costs from unexpected injuries.
- Time Limited cover offers protection for both accidents and illnesses, but only for a specific period (usually 12 months) after a condition is first noticed. This type of cover is useful for managing short-term illnesses and injuries within a fixed budget.
- Max Benefit insurance provides a set financial limit for each condition, without time constraints, until the limit is exhausted. This policy is appropriate for owners who want to cover chronic conditions that don’t require continuous treatment.
- Lifetime cover is the most comprehensive, with a financial cap that resets annually, offering continuous protection for ongoing conditions as long as the policy remains active. It is ideal for pet owners concerned about long-term health issues like diabetes or heart disease.
For UK pet owners evaluating insurance options, PDSA Pet Insurance provides a range of solutions that not only offer financial peace of mind but also contribute to a charitable cause, supporting the broader welfare of animals across the country.
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*Price per month for cover based on a cat, Teddy, aged 7 months, no known medical conditions, up-to-date vaccinations, and micro chipped. Based on quote data provided by Seopa Ltd during August 2024. The quote price you could achieve is dependent on your individual circumstances.
Information was correct at the time of publication but may have since changed. Always check Terms and Conditions with the provider. This review is a guide and not advice or recommendation