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Motorcycle Direct Insurance Overview
Motorcycle Direct is a UK-based motorbike insurance provider known for offering a wide range of insurance products tailored to the needs of motorcyclists. With over 25 years of experience in the industry, the company has earned a solid reputation for providing flexible and affordable insurance solutions.
Motorcycle Direct’s insurance products include comprehensive, third-party only, and third-party fire and theft coverage. Comprehensive insurance provides the most extensive protection, covering accidental damage, theft, and third-party liability. Third-party only and third-party fire and theft policies offer more basic yet affordable alternatives, catering to riders on a budget or those with older motorcycles.
The company offers specialised insurance for a broad spectrum of motorbikes, including sports bikes, classic motorcycles, scooters, mopeds, and touring bikes. A distinguishing feature of Motorcycle Direct is its ability to tailor coverage for custom and modified bikes, ensuring that riders with unique vehicles receive the appropriate protection. Moreover, multi-bike insurance policies are available, allowing riders to insure multiple motorcycles under one policy.
Additional key features of Motorcycle Direct’s motorbike insurance products include:
- Helmet and Leathers Cover: Provides financial protection for riding gear damaged in an accident.
- Legal Expenses Cover: Offers legal protection up to £100,000 for uninsured loss recovery and personal injury claims.
- Breakdown Cover: Offers roadside assistance and recovery in the event of a breakdown, both in the UK and Europe.
- Personal Accident Cover: Offers a lump sum payment for injuries sustained in an accident.
- Excess Protection: Covers the excess amount that policyholders would have to pay in the event of a claim.
Customer feedback for Motorcycle Direct often highlights its competitive pricing and customer-focused approach. However, some customers have mentioned inconsistencies in communication and delays in claims processing.
Overall, Motorcycle Direct is a strong choice for motorcyclists seeking comprehensive yet affordable insurance. Its specialisation, diverse product offerings, and customer-centric approach make it a practical option for a range of rider profiles.
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*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in July 2024 were quoted less than £249.01. The price you could achieve is dependent on your individual circumstances.
Information was correct at the time of publication but may have since changed. Always check Terms and Conditions with the provider. This review is a guide and not advice or recommendation