1st Central Car Insurance - See How Much You Could Save!
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1st CENTRAL CAR INSURANCE

  • Compare 1st Central car insurance against 120+ UK insurance companies and see how much you could save.
  • You could save up to £523* when you compare online
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1st Central Car Insurance review

1st Central is a part of the First Central Group and is dedicated solely to providing car insurance. With a customer base of over one million, the company operates across four locations: Guernsey, Gibraltar, Sussex, and Manchester. It offers a range of standard policy options including comprehensive and third party, fire and theft cover, across five different policy types with varying benefits and add-ons. This range allows customers to potentially tailor the coverage.

All comprehensive policies from 1st Central include courtesy car, key cover, driving abroad, and accidental damage cover as standard features. For additional costs, customers can add RAC breakdown cover, legal expenses, and hire car cover. They also offer multicar insurance policies with discounts on additional cars insured with them. Notably, 1st Central’s Legal, Plus, and Premier policies have received a five-star rating from Defaqto, indicating high-quality offerings.

For customer service, 1st Central is accessible via phone during extended business hours throughout the week and offers a live chat feature. Policy management is user-friendly with 24/7 access to the MyAccount section on their website for policyholders to review and update details.

However, when considering insurance, it’s critical not to choose solely based on price. Ensuring adequate coverage is essential to avoid being underinsured. Since insurance providers have historically offered better deals to new customers, comparing policies remains crucial, even after the introduction of new regulations by the FCA to prevent price discrimination against loyal customers.

In summary, 1st Central car insurance appears to be a robust option with flexible coverage plans, significant online accessibility, and the potential for cost savings, especially for those insuring multiple cars. Customer feedback on the specifics of service quality, claim handling, and overall satisfaction would provide a more comprehensive view, which can typically be found on review platforms like Trustpilot and others​.

Information was correct at the time of publication but may have since changed. Always check Terms and Conditions with the provider. This review is a guide and not advice or recommendation

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**51% of consumers could save £523.47 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website (Quotezone). This is based on representative cost savings from August 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.